SelectQuote Life Insurance Review

SelectQuote doesn’t determine how much you spend; it’s up to you to choose an insurance provider. However, SelectQuote Life Insurance offers coverage for as low as $1 a day, according to the broker.

When you use SourceQuote, you may compare costs from as many as 12 different insurance companies at once. SelectQuote will be able to match you with the best provider and the best price if you are open and honest about your personal information, such as your health.

How to get a quote from SelectQuote life insurance

SelectQuote Life Insurance Review - SelectQuote Insurance Company Logo

To receive a quote, all it takes is a few minutes, and then an agent will contact you back. Get started by following these instructions:

  1. Enter your details on the company’s website and click on Get Your Free Quote to get a free estimate.
  2. First, you’ll be asked for your ZIP code. Once you’ve input all of the information, click the Get Quote button.
  3. Later on, it will ask for the user’s gender, birth date, height, and weight, among other things. To proceed, simply press the Next button.
  4. You may choose the level of coverage and the length of the insurance policy that best suits your needs (or indicate that you want to buy a permanent policy). For example, it will ask if you smoke or if you have ever jumped out of a plane.
  5. Finally, you’ll need to provide your name, phone number, and e-mail address in your application. Click the Finish button at the bottom of the page to complete the process.

What happens next?

A Select Quote representative connects you with a firm it represents based on the information you provided. They’ll get in touch with you to talk through the specifics.

What types of life insurance coverage does SelectQuote offer?

SelectQuote is the top provider of term life insurance. Coverage is available from $50,000 to $1 million for a period of 10 to 30 years from the company’s partners.

Life insurance clients include Prudential, Protective, AIG, Legal & General, Mutual of Omaha, and Pacific Life.

What riders can I add to my policy?

Depending on whose insurance policy you ultimately select, you’ll have a variety of options for riders. The following are some of the most often chosen riders:

  • Accidental death benefit rider. If you die abruptly in a qualifying accident, you will get an additional amount.
  • Death benefit acceleration clause. It’s possible to get some of your death benefit if a terminal illness has been identified.
  • A rider for children. In the absence of a specific insurance for children, this rider provides coverage for a kid up to a predetermined age.
  • A rider that waives the premium. If a policyholder is unable to work for a predetermined amount of time, they are excluded from paying premiums.

SelectQuote life insurance reviews and complaints

SelectQuote has an A+ rating for customer satisfaction and has been a member of the BBB since 1996. In contrast, customers gave it an average rating of 2/5. The BBB has received 14 complaints regarding the company’s communication in the past three years.

Some Select Quote customers have rated it five stars because they were pleased with its ability to find the finest coverage at the lowest costs. If you’re connected to a different agent, the level of support you’ll receive may vary.

You may compare it and check out our Policygenius Life Insurance Review.