Zander Life Insurance Review

You may save money and time by purchasing life insurance via Zander. Zander’s help makes this purchase considerably easier because you don’t have to make many judgments about the type of policy and riders you want to get. There are no long-term investing options offered by Zander, though. When your term insurance expires, you may be able to convert it to permanent insurance with some companies.

Zander life insurance rates

Zander Life Insurance Review - Zander Life Insurance Logo

You can pay between $50 and $150 a month in premiums for term life insurance. On the other hand, some of Zander’s solutions may be far less expensive. Using the Preferred Plus health class, we were able to get prices as low as $21 per month for a $400,000 policy.

Besides the insurance company you choose to work with via Zander, your premium will be influenced by:

  • Age
  • Habits of a smoker
  • The health class that you fall into is determined by your age.
  • Risks in the workplace
  • Hobbies that may be deadly
  • The extent to which something is covered

What affects my rate with Zander

Preferred Plus health ratings, which have the lowest rates, are only available to those who meet the following health requirements:

  • Maintain a healthy weight-to-height ratio by following your doctor’s advice.
    below 135/85 mm Hg
  • At a safe level of 220 mg/dL, cholesterol levels are monitored and maintained.
  • My parents were never diagnosed with heart disease or died as a result of it until they were both 60 years old.
  • There has been no use of tobacco products in the last five years.
  • You are cancer-free, with the exception of a few cases of skin cancer in your medical history.
  • At least one and a half years of good blood pressure and cholesterol management.

The following conditions must be met in order to qualify for a reduced premium for the Preferred health class:

  • A blood pressure of 140/88 mm Hg or less
  • Cholesterol levels of less than 240 mg/dl
  • I haven’t had a cigarette in over a year.
  • My parents were never diagnosed with heart disease or died as a result of it until they were both 60 years old.
  • For at least a year and a half, blood pressure and cholesterol should be under control.
  • You’ve never had cancer in your medical history, save for a few cases of skin cancer.

How to get a quote from Zander life insurance

It doesn’t matter if you acquire a life insurance policy online or by phone:

  1. You may find the Life section of your application here, or you can call 800-356-4282 to get started.
  2. Please fill out the areas with your personal information, including your name, address, health status, and insurance tier. In order to read the whole quote, click See Quotation.
  3. Sort by the lowest premium cost to see which insurance is the greatest value for your money. By selecting the Choose Plan button next to a business’s name, you may select a service provider.
  4. Click the Next Step button if you wish to pay monthly or yearly.
  5. Once you’ve filled in the spaces for your health, career, and sources of income, click Next to continue the application.
  6. Once you’ve completed the form and are ready to submit it, click Send.
  7. The insurance company’s next steps can be found by doing some research. A medical history interview and physical examination are two examples of this type of practice.
  8. Once you’ve decided on a payment plan and made your first payment, your insurance coverage will begin!

Four to six weeks may be required to complete the insurance company’s approval process, which involves a medical examination as part of the process. It’s possible that you’ll have to keep your old policy until your new one is authorized and paid for if you’re switching insurance providers.

What types of life insurance coverage does Zander offer?

For the most part, Zander is an expert in term insurance. This policy provides coverage for between ten and thirty years. If you’re matched with a permanent life insurance provider, you can convert your term coverage as you become older.

What riders can I add to my policy?

Zander prefers a straightforward approach to life insurance, excluding many of the extras given by traditional providers. However, some of Zander’s business partners may offer:

  • Child rider. Provide a little amount of coverage for your child’s funeral expenses in their life insurance policy.
  • Rider with a spouse. Consider adding a little amount of funeral expense coverage to your child’s life insurance policy.

Zander life insurance reviews and complaints

Zander has an A+ rating from the Better Business Bureau (BBB) and 10 customer complaints as of October 2021, according to their website. When it comes to Zander, it’s an A+ all the way. There have been complaints about unwanted sales calls and billing issues that Zander has replied to.
We at Finder like to gather more user feedback before drawing judgments about Zander’s customer service. Insurance comparison site Zander may get more reviews from insurance companies than Zander itself.

We at Finder like to gather more user feedback before drawing judgments about Zander’s customer service. Insurance comparison site Zander may get more reviews from insurance companies than Zander itself.

Visit our review of Voya Financial Life Insurance Review for one more insurance review.